The Quick Answer
Revolut has more coins (90+) and a stronger global brand. Kronos has truly zero-fee crypto trading, US pay advances up to $1,000, and higher savings APY. If you are in the US and want the best value, Kronos wins. If you need global multi-currency accounts with a wide coin selection, Revolut is strong.
Side-by-Side Comparison
| Feature | Kronos | Revolut |
|---|---|---|
| Crypto Coins | 30+ | 90+ |
| Trading Fees | $0 (Kronos+) | Spread + fees (varies by plan) |
| Spread Markup | None (Kronos+) | 1-2.5% on Standard plan |
| Pay Advances | Up to $1,000, no credit check | Not available in US |
| Savings APY | Up to 2.5% | Varies by plan and region |
| Monthly Cost | Free or $9.99 (Kronos+) | Free to $45/month |
| US Availability | Full features | Limited (no advances, no Revolut X) |
| Global Availability | US only | 35+ countries |
| Gig Earnings Tracking | Yes | No |
Fees: The Real Difference
Revolut advertises competitive crypto fees, but the reality depends on your plan. The free Standard plan charges a spread markup of 1-2.5% on every crypto trade. The Metal plan ($16.99/month) reduces this but does not eliminate it. Revolut X (their exchange product) offers 0% maker fees but is not available in the US.
Kronos+ ($9.99/month) eliminates all crypto fees for US users: zero platform fee, zero spread markup, zero network fee. The rate you see in the app is the rate you get. No hidden costs.
Crypto Selection
Revolut supports 90+ cryptocurrencies — nearly three times what Kronos offers. If you need access to smaller altcoins, Revolut has the edge. However, Kronos covers all the major assets that 95% of traders actually hold: BTC, ETH, SOL, XRP, ADA, DOGE, DOT, LTC, LINK, UNI, AAVE, and 20+ more.
Pay Advances
This is a clear Kronos advantage. Revolut does not offer pay advances or cash advances in the US market. Kronos offers up to $1,000 based on verified gig earnings with no credit check and no interest for Kronos+ members. For gig workers and freelancers with irregular income, this is a meaningful differentiator.
Who Should Use Which?
Use Kronos if: You are in the US, want truly zero-fee crypto, need pay advances, or work in the gig economy.
Use Revolut if: You travel internationally, need multi-currency accounts, want 90+ coins, or are outside the US.
Bottom line: Revolut is the more established platform with broader global reach. But for US users who want zero-fee crypto and pay advances, Kronos offers significantly better value at a lower monthly cost.
Also read: 10 Best Neobank Crypto Platforms 2026 | Kronos vs Cash App | Kronos vs Coinbase
Try Zero-Fee Crypto
No spread. No platform fee. No network fee. Trade 30+ coins with Kronos+.